For couples 5 to 10 years out
Retirement is closer than you think. Are you ready?
Download the free 10-Point Retirement Readiness Checklist and see exactly where you stand today.
Get the ChecklistFee-only and fiduciary. We never earn commissions, ever.
What you get
A clear picture of where you stand
Spot the gaps
Know exactly what gaps exist in your retirement plan before they become problems.
Ten focused questions
Ten clear questions covering savings, Social Security timing, healthcare, and income.
A real starting point
Walk away with a concrete starting point, not a vague sense of worry.
Why Harbor
Advice with no conflict of interest
Paid by you, not by commissions
Harbor Financial Planning is a fee-only fiduciary firm in Seattle. We are paid by you, not by product sales.
Built for dual-income couples
The checklist was built for dual-income couples in their 50s navigating two retirement timelines at once.
No pitch attached
No sales call follows. Just a useful document you can act on today or bring to any advisor.
What families are saying
Real couples. Real clarity.
The checklist helped us figure out we were misaligned on when each of us planned to retire. That one conversation changed everything.
Karen M.
Seattle, WA, couple in their mid-50s
We had been avoiding the retirement conversation for years. This gave us a simple way to start it.
David and Susan T.
Bellevue, WA, both within 8 years of retirement
I appreciated that there was no sales pressure. Just a genuinely useful document from people who clearly know their stuff.
Rachel P.
Seattle, WA, planning solo retirement timeline
Quality work, done right
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Here for what you need, when you need it.
Quality work, done right
Here for what you need, when you need it.
Common questions
Good questions deserve straight answers
What does it cost to download the checklist?
Nothing. The checklist is free, delivered straight to your inbox. There is no purchase required.
What exactly does the checklist cover?
It covers ten areas: savings rate, Social Security timing, healthcare costs, income sources, tax strategy, and more. Each point is a question you can answer on your own.
What does fee-only fiduciary mean, and why does it matter?
Harbor Financial Planning is a fee-only fiduciary firm in Seattle. That means we are legally required to act in your interest, and we never earn commissions for recommending products.
Do I have to work with Harbor after I download this?
Not at all. You can use the checklist on your own or bring it to any advisor you choose. If you later want to work with Harbor, we are here.
Is this checklist right for us if we both have different retirement dates in mind?
It was designed for dual-income couples in their 50s who have 5 to 10 years before retirement, but anyone approaching retirement will find it useful.
Know where you stand before retirement arrives
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